Calpe is one of the most sought-after destinations for buying a home on the Costa Blanca. Its pleasant climate, stunning beaches, and high quality of life make it an ideal place to live or invest in property. If you are considering buying a house in Calpe in 2025, it is crucial to understand the key steps for a safe and smooth purchase. This guide covers everything you need to know.
1. Define Your Budget and Financing Options
Before starting your search, it is essential to determine your budget and explore financing options. Key considerations include:
- Average home price in Calpe: In 2025, prices range from €2,500 to €4,000 per square meter, depending on location and property type.
- Mortgage options: If financing is needed, consult multiple banks for the latest mortgage conditions. You can find updated mortgage information on the Bank of Spain website.
- Additional costs: Factor in taxes, notary fees, registration, and real estate agency commissions.
If you are interested in real estate investment, check out our guide on investing in luxury properties in Spain.
2. Choose the Ideal Area
Calpe offers various neighborhoods to suit different lifestyles and needs. Some of the most popular areas include:
- Old Town: Perfect for those seeking a traditional and peaceful atmosphere.
- Playa de la Fossa area: Ideal for those wanting to live close to the beach.
- Maryvilla and Canuta: Residential areas with panoramic views, great for luxury properties.
- Arenal-Bol Beach: A vibrant area with all necessary amenities.
To discover the best areas to live based on your lifestyle, visit our article on the best areas to live in Costa Blanca.
3. Find a Property with a Reliable Real Estate Agency
Working with a specialized real estate agency in Calpe simplifies the process and ensures security. Benefits of hiring an agency include:
- Access to a wide selection of properties.
- Legal and financial advisory services.
- Assistance with negotiation and closing procedures.
If you’re looking for exclusive villas at an affordable price, check out our selection of villas in Calpe under one million euros.
4. Check Documentation and Legal Requirements
Before finalizing the purchase, ensure the property complies with all legal requirements. Essential documents include:
- Property Registry Report (Nota Simple).
- Energy efficiency certificate. You can learn more about this document on the Ministry of Transport, Mobility, and Urban Agenda website.
- Certificate of habitability.
- Status of any debts or encumbrances on the property.
If you already own a property and wish to sell it, read our article on why MP Villas is the best option for selling your property in Calpe.
5. Sign the Deposit Agreement and Complete the Purchase
Once you have selected a property, you will sign a deposit agreement (Contrato de Arras), typically requiring a 10% down payment. The final step is signing the purchase deed before a notary.
If you want to determine the real value of your property before selling, check our guide to discovering your home’s value.
Conclusion
Buying a home in Calpe in 2025 is a smart investment, but it requires proper planning. By following these steps and seeking expert advice, you can purchase your property safely and without unexpected issues.
Frequently Asked Questions (FAQ)
How much does it cost to buy a home in Calpe in 2025?
Prices vary depending on the area and property type, but they generally range from €2,500 to €4,000 per square meter.
Can foreigners buy a home in Calpe?
Yes, foreigners can buy property in Spain without restrictions, although obtaining a NIE (Foreigner Identification Number) is necessary. More information is available on the Government of Spain website.
What taxes are involved when buying a home in Calpe?
The main taxes include VAT (10% for new properties), Transfer Tax (8-10% for resale properties), and notary and registry fees.